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13 Jumada al-awwal 1448 AH Saturday, 24 October 2026
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Scholarly commentary explaining a verse — its context, its meaning and how the scholars have understood it.

Ali 'Imran 3:91

Word by word

إِنَّ ٱلَّذِينَ كَفَرُوا۟ وَمَاتُوا۟ وَهُمْ كُفَّارٌ فَلَن يُقْبَلَ مِنْ أَحَدِهِم مِّلْءُ ٱلْأَرْضِ ذَهَبًا وَلَوِ ٱفْتَدَىٰ بِهِۦٓ ۗ أُو۟لَـٰٓئِكَ لَهُمْ عَذَابٌ أَلِيمٌ وَمَا لَهُم مِّن نَّـٰصِرِينَ

Indeed, those who disbelieve and die while they are disbelievers - never would the [whole] capacity of the earth in gold be accepted from one of them if he would [seek to] ransom himself with it. For those there will be a painful punishment, and they will have no helpers.

Ibn Kathir (Abridged)

Hafiz Ibn Kathir

Neither Repentance of the Disbeliever Upon Death, Nor His Ransoming Himself on the Day of Resurrection Shall be Accepted

Allah threatens and warns those who revert to disbelief after they believed and who thereafter insist on disbelief until death. He states that in this case, no repentance shall be accepted from them upon their death. Similarly, Allah said,وَلَيْسَتِ التَّوْبَةُ لِلَّذِينَ يَعْمَلُونَ السَّيِّئَـتِ حَتَّى إِذَا حَضَرَ أَحَدَهُمُ الْمَوْتُ(And of no effect is the repentance of those who continue to do evil deeds until death faces one of them) 4:18.

This is why Allah said,لَّن تُقْبَلَ تَوْبَتُهُمْ وَأُوْلَـئِكَ هُمُ الضَّآلُّونَ(never will their repentance be accepted. And they are those who went astray.) to those who abandon the path of truth for the path of wickedness. Al-Hafiz Abu Bakr Al-Bazzar recorded that Ibn `Abbas said that some people embraced Islam, reverted to disbelief, became Muslims again, then reverted from Islam. They sent their people inquiring about this matter and they asked the Messenger of Allah . On that, this Ayah was revealed,إِنَّ الَّذِينَ كَفَرُواْ بَعْدَ إِيمَـنِهِمْ ثُمَّ ازْدَادُواْ كُفْرًا لَّن تُقْبَلَ تَوْبَتُهُمْ(Verily, those who disbelieved after their belief and then went on increasing in their disbelief never will their repentance be accepted). The chain of narration is satisfactory.

Thereafter, Allah said,إِنَّ الَّذِينَ كَفَرُواْ وَمَاتُواْ وَهُمْ كُفَّارٌ فَلَن يُقْبَلَ مِنْ أَحَدِهِم مِّلْءُ الاٌّرْضِ ذَهَبًا وَلَوِ افْتَدَى بِهِ(Verily, those who disbelieved, and died while they were disbelievers, the (whole) earth full of gold will not be accepted from anyone of them even if they offered it as a ransom.)Those who die while disbelievers, shall have no good deed ever accepted from them, even if they spent the earth's fill of gold in what was perceived to be an act of obedience. The Prophet was asked about `Abdullah bin Jud`an, who used to be generous to guests, helpful to the indebted and who gave food (to the poor); will all that benefit him The Prophet said,«لَا، إِنَّهُ لَمْ يَقُلْ يَوْمًا مِنَ الدَّهْرِ: رَبِّ اغْفِر لِي خَطِيئَتِي يَوْمَ الدِّين»(No, for not even one day during his life did he pronounce, `O my Lord! Forgive my sins on the Day of Judgment.)Similarly, if the disbeliever gave the earth's full of gold as ransom, it will not be accepted from him.

Allah said,وَلاَ يُقْبَلُ مِنْهَا عَدْلٌ وَلاَ تَنفَعُهَا شَفَـعَةٌ(...nor shall compensation be accepted from him, nor shall intercession be of use to him,)2:123, andلاَّ بَيْعٌ فِيهِ وَلاَ خِلَـلٌ(...on which there will be neither mutual bargaining nor befriending.) 14:31, and,إِنَّ الَّذِينَ كَفَرُواْ لَوْ أَنَّ لَهُمْ مَّا فِى الاٌّرْضِ جَمِيعاً وَمِثْلَهُ مَعَهُ لِيَفْتَدُواْ بِهِ مِنْ عَذَابِ يَوْمِ الْقِيَـمَةِ مَا تُقُبِّلَ مِنْهُمْ وَلَهُمْ عَذَابٌ أَلِيمٌ (Verily, those who disbelieve, if they had all that is in the earth, and as much again therewith to ransom themselves thereby from the torment on the Day of Resurrection, it would never be accepted of them, and theirs would be a painful torment) 5:36.

This is why Allah said here,إِنَّ الَّذِينَ كَفَرُواْ وَمَاتُواْ وَهُمْ كُفَّارٌ فَلَن يُقْبَلَ مِنْ أَحَدِهِم مِّلْءُ الاٌّرْضِ ذَهَبًا وَلَوِ افْتَدَى بِهِ,(Verily, those who disbelieved, and died while they were disbelievers, the (whole) earth full of gold will not be accepted from anyone of them if they offered it as a ransom).

The implication of this Ayah is that the disbeliever shall never avoid the torment of Allah, even if he spent the earth's fill of gold, or if he ransoms himself with the earth's fill of gold, - all of its mountains, hills, sand, dust, valleys, forests, land and sea.

Imam Ahmad recorded that Anas said that the Messenger of Allah said,«يُؤْتَى بِالرَّجُلِ مِنْ أَهْلِ الْجَنَّةِ فَيَقُولُ لَهُ: يَا ابْنَ آدَمَ، كَيْفَ وَجَدْتَ مَنْزِلَكَ؟ فَيَقُولُ: أَيْ رَبِّ خَيْرَ مَنْزِلٍ، فَيَقُولُ: سَلْ وَتَمَنَّ، فَيَقُولُ: مَا أَسْأَلُ وَلَا أَتَمَنَّى إِلَّا أَنْ تَرُدَّنِي إِلَى الدُّنْيَا فَأُقْتَلَ فِي سَبِيلِكَ عَشْرَ مِرَارٍ، لِمَا يَرَى مِنْ فَضْلِ الشَّهَادَةِ، وَيُؤْتَى بِالرَّجُلِ مِنْ أَهْلِ النَّارِ فَيَقُولُ لَهُ: يَا ابْنَ آدَمَ، كَيْفَ وَجَدْتَ مَنْزِلَكَ؟ فَيَقُولُ: يَا رَبِّ شَرَّ مَنْزِلٍ، فَيَقُولُ لَهُ: تَفْتَدِي مِنِّي بِطِلَاعِ الْأَرْضِ ذَهَبًا؟ فَيَقُولُ: أَيْ رَبِّ نَعَمْ، فَيَقُولُ: كَذَبْتَ، قَدْ سَأَلْتُكَ أَقَلَّ مِنْ ذَلِكَ وَأَيْسَرَ فَلَمْ تَفْعَلْ، فَيُرَدُّ إِلَى النَّار»(A man from among the people of Paradise will be brought and Allah will ask him, "O son of Adam!

How did you find your dwelling" He will say, "O Lord, it is the best dwelling." Allah will say, "Ask and wish." The man will say, "I only ask and wish that You send me back to the world so that I am killed ten times in Your cause," because of the honor of martyrdom he would experience. A man from among the people of the Fire will be brought, and Allah will say to him, "O son of Adam! How do you find your dwelling" He will say, "It is the worst dwelling, O Lord." Allah will ask him, "Would you ransom yourself from Me with the earth's fill of gold" He will say, "Yes, O Lord." Allah will say, "You have lied. I asked you to do what is less and easier than that, but you did not do it," and he will be sent back to the Fire.)This is why Allah said,أُوْلَـئِكَ لَهُمْ عَذَابٌ أَلِيمٌ وَمَا لَهُمْ مِّن نَّـصِرِينَ(For them is a painful torment and they will have no helpers.) for they shall not have anyone who will save them from the torment of Allah or rescue them from His painful punishment.

Ma'arif al-Qur'an

Mufti Muhammad Shafi

Commentary

The removal of a doubt:On a superficial view of the verse كَيْفَ يَهْدِي اللَّـهُ : 'How shall Allah give guidance...' (86), there emerges a doubt that whoever turns an apostate receives no guidance afterwards, although, the fact is contrary to this. There are many who, after having become apostates, re-embrace the faith and become recipients of guidance.

The answer is that the withholding of guidance mentioned here is in accordance with common usage. For instance, some criminal when punished by a certain ruler may say, 'I have been given a special treatment by the ruler with his own hands.' And in answer to him, it is said: 'Why are we going to give a special treatment to such a criminal?' That is, there is just no special treatment called for in this case, while it does not mean that such a person cannot, in any way, become deserving of special treatment even if he behaved well. (Bayern a1-Qur'an)

Tafsir Muyassar

Ministry of Islamic Affairs, Saudi Arabia

إن الذين جحدوا نبوة محمد صلى الله عليه وسلم، وماتوا على الكفر بالله ورسوله، فلن يُقبل من أحدهم يوم القيامة ملء الأرض ذهبًا; ليفتدي به نفسه من عذاب الله، ولو افتدى به نفسه فِعْلا. أولئك لهم عذاب موجع، وما لهم من أحد ينقذهم من عذاب الله.

Tafsir Ibn Kathir

Hafiz Ibn Kathir

ثم قال : ( إن الذين كفروا وماتوا وهم كفار فلن يقبل من أحدهم ملء الأرض ذهبا ولو افتدى به ) أي : من مات على الكفر فلن يقبل منه خير أبدا ، ولو كان قد أنفق ملء الأرض ذهبا فيما يراه قربة ، كما سئل النبي صلى الله عليه وسلم عن عبد الله بن جدعان - وكان يقري الضيف ، ويفك العاني ، ويطعم الطعام - : هل ينفعه ذلك ؟ فقال : لا ، إنه لم يقل يوما من الدهر : رب اغفر لي خطيئتي يوم الدين .وكذلك لو افتدى بملء الأرض أيضا ذهبا ما قبل منه ، كما قال تعالى : ( ولا يقبل منها عدل ولا تنفعها شفاعة ) [ البقرة : 123 ] ، [ وقال ( لا بيع فيه ولا خلة ولا شفاعة ) ] [ البقرة : 254 ] وقال : ( لا بيع فيه ولا خلال ) [ إبراهيم : 31 ] وقال ( إن الذين كفروا لو أن لهم ما في الأرض جميعا ومثله معه ليفتدوا به من عذاب يوم القيامة ما تقبل منهم ولهم عذاب أليم ) [ المائدة : 36 ] ، ولهذا قال تعالى هاهنا : ( إن الذين كفروا وماتوا وهم كفار فلن يقبل من أحدهم ملء الأرض ذهبا ولو افتدى به ) فعطف ( ولو افتدى به ) على الأول ، فدل على أنه غيره ، وما ذكرناه أحسن من أن يقال : إن الواو زائدة ، والله أعلم .

ويقتضي ذلك ألا ينقذه من عذاب الله شيء ، ولو كان قد أنفق مثل الأرض ذهبا ، ولو افتدى نفسه من الله بملء الأرض ذهبا ، بوزن جبالها وتلالها وترابها ورمالها وسهلها ووعرها وبرها وبحرها .وقال الإمام أحمد : حدثنا حجاج ، حدثني شعبة ، عن أبي عمران الجوني ، عن أنس بن مالك عن النبي صلى الله عليه وسلم قال : " يقال للرجل من أهل النار يوم القيامة : أرأيت لو كان لك ما على الأرض من شيء ، أكنت مفتديا به ؟ قال : فيقول : نعم . قال : فيقول : قد أردت منك أهون من ذلك ، قد أخذت عليك في ظهر أبيك آدم ألا تشرك بي شيئا ، فأبيت إلا أن تشرك " . وهكذا أخرجاه البخاري ومسلم .طريق أخرى : قال الإمام أحمد : حدثنا روح ، حدثنا حماد ، عن ثابت ، عن أنس قال : قال رسول الله صلى الله عليه وسلم : " يؤتى بالرجل من أهل الجنة فيقول له : يا ابن آدم ، كيف وجدت منزلك ؟ فيقول : أي رب ، خير منزل . فيقول : سل وتمن . فيقول : ما أسأل ولا أتمنى إلا أن تردني إلى الدنيا فأقتل في سبيلك عشر مرار - لما يرى من فضل الشهادة . ويؤتى بالرجل من أهل النار فيقول له : يا ابن آدم ، كيف وجدت منزلك ؟ فيقول : يا رب ، شر منزل . فيقول له : تفتدي مني بطلاع الأرض ذهبا ؟ فيقول : أي رب ، نعم .

فيقول : كذبت ، قد سألتك أقل من ذلك وأيسر فلم تفعل ، فيرد إلى النار " .ولهذا قال : ( أولئك لهم عذاب أليم وما لهم من ناصرين ) أي : وما لهم من أحد ينقذهم من عذاب الله ، ولا يجيرهم من أليم عقابه .

Tafsir is provided for educational reference. Paragraph breaks are added for readability — the wording of each commentary is unchanged. For religious guidance, consult a qualified scholar.