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13 Jumada al-awwal 1448 AH Saturday, 24 October 2026
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Scholarly commentary explaining a verse — its context, its meaning and how the scholars have understood it.

Al-Baqarah 2:245

Word by word

مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا فَيُضَـٰعِفَهُۥ لَهُۥٓ أَضْعَافًا كَثِيرَةً ۚ وَٱللَّهُ يَقْبِضُ وَيَبْصُۜطُ وَإِلَيْهِ تُرْجَعُونَ

Who is it that would loan Allāh a goodly loan so He may multiply it for him many times over? And it is Allāh who withholds and grants abundance, and to Him you will be returned.

Ibn Kathir (Abridged)

Hafiz Ibn Kathir

The Story of the Dead People

Ibn Abu Hatim related that Ibn `Abbas said that these people mentioned herein, were the residents of a village called Dawardan. `Ali bin `Asim said that they were from Dawardan, a village several miles away from Wasit (in Iraq).

In his Tafsir, Waki` bin Jarrah said that Ibn `Abbas commented,أَلَمْ تَرَ إِلَى الَّذِينَ خَرَجُواْ مِن دِيَـرِهِمْ وَهُمْ أُلُوفٌ حَذَرَ الْمَوْتِ(Did you (O Muhammad ) not think of those who went forth from their homes in thousands, fearing death) that they were four thousand persons who escaped the plague (that broke out in their land). They said, "We should go to a land that is free of death!" When they reached a certain area, Allah said to them:مُوتُواْ("Die.") and they all died. Afterwards, one of the Prophets passed by them and supplicated to Allah to resurrect them and Allah brought them back to life. So, Allah stated:أَلَمْ تَرَ إِلَى الَّذِينَ خَرَجُواْ مِن دِيَـرِهِمْ وَهُمْ أُلُوفٌ حَذَرَ الْمَوْتِr(Did you (O Muhammad ) not think of those who went forth from their homes in the thousands, fearing death)Furthermore, several scholars among the Salaf said that these people were the residents of a city during the time of the Children of Israel. The weather in their land did not suit them and an epidemic broke out.

They fled their land fearing death and took refuge in the wilderness. They later arrived at a fertile valley and they filled what is between its two sides. Then Allah sent two angels to them, one from the lower side and the other from the upper side of the valley. The angels screamed once and all the people died instantly, just as the death of one man. They were later moved to a different place, where walls and graves were built around them. They all perished, and their bodies rotted and disintegrated. Long afterwards, one of the Prophets of the Children of Israel, whose name was Hizqil (Ezekiel), passed by them and asked Allah to bring them back to life by his hand. Allah accepted his supplication and commanded him to say, "O rotted bones, Allah commands you to come together." The bones of every body were brought together. Allah then commanded him to say, "O bones, Allah commands you to be covered with flesh, nerves and skin." That also happened while Hizqil was watching.

Allah then commanded him to say, "O souls, Allah commands you to return, each to the body that it used to inhabit." They all came back to life, looked around and proclaimed, "All praise is due to You (O Allah!) and there is no deity worthy of worship except You." Allah brought them back to life after they had perished long ago.

We should state that bringing these people back to life is a clear proof that physical resurrection shall occur on the Day of Resurrection. This is why Allah said:إِنَّ اللَّهَ لَذُو فَضْلٍ عَلَى النَّاسِ(Truly, Allah is full of bounty to mankind,) meaning, in that He shows them His great signs, sound proofs and clear evidences. Yet,وَلَـكِنَّ أَكْثَرَ النَّاسِ لاَ يَشْكُرُونَ(but most men thank not.) as they do not thank Allah for what He has given them with in their worldly life and religious affairs.

The story of the dead people (2:244 above) also indicates that no caution can ever avert destiny and that there is no refuge from Allah, but to Allah Himself. These people departed from their land fleeing the epidemic and seeking to enjoy a long life. What they earned was the opposite of what they sought, as death came quickly and instantaneously and seized them all.

There is an authentic Hadith that Imam Ahmad reported that `Abdullah bin `Abbas said that `Umar bin Al-Khattab once went to Ash-Sham (Syria). When he reached the area of Sargh, he was met by the commanders of the army: Abu `Ubaydah bin Jarrah and his companions. They told him that the plague had broken out in Ash-Sham. The Hadith then mentioned that `Abdur-Rahman bin `Awf, who was away attending to some of his affairs, came and said, "I have knowledge regarding this matter. I heard Allah's Messenger ﷺ say:«إِذَا كَانَ بِأَرْضٍ وَأَنْتُمْ بِهَا فَلَا تَخْرُجُوا فِرَارًا مِنْه، وإِذَا سَمِعتُمْ به بأَرْضٍ فَلا تَقْدمُوا عَلَيْه»(If it (the plague) breaks out in a land that you are in, do not leave that land to escape from it. If you hear about it in a land, do not enter it.)`Umar then thanked Allah and went back. This Hadith is also reported in the Sahihayn.

Abandoning Jihad does not alter Destiny

Allah said:وَقَـتِلُواْ فِي سَبِيلِ اللَّهِ وَاعْلَمُواْ أَنَّ اللَّهَ سَمِيعٌ عَلِيمٌ(And fight in the way of Allah and know that Allah is All-Hearer, All-Knower.)This Ayah indicates that just as caution does not alter destiny, abandoning Jihad will neither bring the appointed term closer nor delay it. Rather, destiny and the appointed provisions are fixed and shall never be changed or altered, neither by addition nor deletion.

Similarly, Allah said:الَّذِينَ قَالُواْ لإِخْوَنِهِمْ وَقَعَدُواْ لَوْ أَطَاعُونَا مَا قُتِلُوا قُلْ فَادْرَءُوا عَنْ أَنفُسِكُمُ الْمَوْتَ إِن كُنتُمْ صَـدِقِينَ((They are) the ones who said about their killed brethren while they themselves sat (at home): "If only they had listened to us, they would not have been killed." Say: "Avert death from your own selves, if you speak the truth.") (3:168)Allah said:وَقَالُواْ رَبَّنَا لِمَ كَتَبْتَ عَلَيْنَا الْقِتَالَ لَوْلا أَخَّرْتَنَا إِلَى أَجَلٍ قَرِيبٍ قُلْ مَتَـعُ الدُّنْيَا قَلِيلٌ وَالاٌّخِرَةُ خَيْرٌ لِّمَنِ اتَّقَى وَلاَ تُظْلَمُونَ فَتِيلاًأَيْنَمَا تَكُونُواْ يُدْرِككُّمُ الْمَوْتُ وَلَوْ كُنتُمْ فِى بُرُوجٍ مُّشَيَّدَةٍ(They say: "Our Lord! Why have you ordained for us fighting Would that you had granted us respite for a short period" Say: "Short is the enjoyment of this world. The Hereafter is (far) better for him who fears Allah, and you shall not be dealt with unjustly even equal to the Fatila (a scalish thread in the long slit of a date stone).

Wheresoever you may be, death will overtake you even if you are in fortresses built up strong and high!") (4:77, 78)Abu Sulayman, Khalid bin Al-Walid, the commander of the Muslim armies, the veteran among Muslim soldiers, the protector of Islam and the Sword of Allah that was raised above His enemies, said while dying, "I have participated in so-and-so number of battles. There is not a part of my body, but suffered a shot (of an arrow), a stab (of a spear) or a strike (of a sword). Yet, here I am, I die on my bed just as the camel dies! May the eyes of the cowards never taste sleep." He, may Allah be pleased with him, was sorry and in pain because he did not die as martyr in battle. He was sad that he had to die on his bed!

The Good Loan and its Reward

Allah said:مَّن ذَا الَّذِى يُقْرِضُ اللَّهَ قَرْضًا حَسَنًا فَيُضَاعِفَهُ لَهُ أَضْعَافًا كَثِيرَةً(Who is he that will lend to Allah a goodly loan so that He may multiply it to him many times)In this Ayah, Allah encourages His servants to spend in His cause. Allah mentioned this same Ayah in several other parts of His Glorious Qur'an. The Hadith that mentions that Allah descends (every night down on the nearest heaven to us when the last third of the night remains) states that Allah says:«مَنْ يُقْرِضُ غَيْرَ عَدِيمٍ وَلَا ظَلُوم»(Who would give a loan to He Who is neither poor nor unjust.)Allah's statement:فَيُضَاعِفَهُ لَهُ أَضْعَافًا كَثِيرَةً(He may multiply it to him many times), is similar to His statement:مَّثَلُ الَّذِينَ يُنفِقُونَ أَمْوَلَهُمْ فِي سَبِيلِ اللَّهِ كَمَثَلِ حَبَّةٍ أَنبَتَتْ سَبْعَ سَنَابِلَ فِي كُلِّ سُنبُلَةٍ مِّاْئَةُ حَبَّةٍ وَاللَّهُ يُضَـعِفُ لِمَن يَشَآءُ(The likeness of those who spend their wealth in the way of Allah, is as the likeness of a grain (of corn); it grows seven ears, and each ear has a hundred grains.

Allah gives manifold increase to whom He wills.) (2:261)We will mention this Ayah later on. Allah then said:وَاللَّهُ يَقْبِضُ وَيَبْسُطُ(And it is Allah that decreases or increases (your provisions), ) meaning, `Spend (in Allah's cause) and do not be anxious.' Certainly, Allah is the Sustainer Who increases or decreases the provisions to whomever He wills among His servants. Allah's wisdom is perfect, and,وَإِلَيْهِ تُرْجَعُونَ(and unto Him you shall return.) on the Day of Resurrection.

Ma'arif al-Qur'an

Mufti Muhammad Shafi

Commentary1. يُقْرِ‌ضُ اللَّـهَ قَرْ‌ضًا حَسَنًا (who would give Allah a good loan?) the word 'loan' refers to good deeds and to the act of spending in the way of Allah, This was expressed figuratively as qard قرض (literally, 'loan' ), otherwise everything belongs to Allah. It simply means that whatever you spend will surely be returned to you (in the form of a reward in the Hereafter) just as a loan is surely returned. The promise of increased or multiplied return appears in a hadith which declares that a date spent in the way of Allah is so increased by Allah Almighty that it outgrows the mountain of Uhud.

Giving 'loan' to Allah Almighty has also been explained as the giving of actual loan to His slaves i.e. the human beings and thereby helping them in their hour of need. So, the act of giving loan has been credited with great merit in Hadith. The noble Prophet ﷺ said:ما من مسلم یقرض مسلما قرضا مرۃ اِلا کان کصدقتہ مرتینFor every Muslim, who gives loan to another Muslim, it will be equal to having given sadaqah (charity) twice. (Mazhari with reference to Ibn Majah)2. Hearing this verse, says Ibn al-'Arabi, people split in three groups. The first group is that of those unfortunate people who, after hearing this verse, said: 'Muhammad's Lord is poor, and we are rich.' The reply to this comment was given by another verse:لَّقَدْ سَمِعَ اللَّـهُ قَوْلَ الَّذِينَ قَالُوا إِنَّ اللَّـهَ فَقِيرٌ‌ وَنَحْنُ أَغْنِيَاءُAllah has surely heard the saying of those who said, "Allah is poor and we are rich". (3:181)The second group is that of those who, hearing this verse, elected to act against it and adopted miserliness as their way of life.

The love and greed of material possessions so tied them down that they remained deprived of the very ability to spend in the way of Allah.

The third group is that of sincere Muslims who lost no time and acted as directed by the verse giving the best of their possessions in the way of Allah, such as is the case of Companion Abu al-Dahdah ؓ and others. When this verse was revealed, Sayyidna Abu al-Dahdah ؓ presented himself before the Holy Prophet ﷺ and asked him: '0 Messenger of Allah, may my father and mother be sacrificed to you, does Allah Almighty need loan from us, although He is Ghani غنی ، the one who needs no loan?' The Holy Prophet ﷺ said: 'Yes, Allah Almighty does wish to grant you entry in Paradise through it.' Hearing this, Sayyidna Abu al-Dahdah ؓ said. 'Let the Messenger of Allah ﷺ stretch his hand forward.' He stretched his hand forward. Now Abu al-Dahdah ؓ started saying:'I own two date farms. I own nothing except these.

I give the loan of these two farms of mine to Allah Almighty.'The Holy Prophet ﷺ said to him: 'Dedicate one of these as waqf (endowment) in the way of Allah and keep the other to take care of your family needs.' Abu al-Dahdah ؓ said: "You be my witness that I 'spend' the better of the two farms which has six hundred date trees in the way of Allah." He said: 'Allah will bless you with Paradise in return.

Abu al-Dahdah ؓ came to his house and told his wife about it. She too was very pleased with this wonderful deal. The noble Prophet ﷺ said:کم من عذق رداح و دار فباح لابی الدحداحCountless trees laden with dates and spacious palaces are eagerly waiting for Abu al-Dahdah (in Paradise). (Qurtubi)3. While returning qard قرض (loan), paying a little more than taken is a favourable practice only if any increase on the amount of loan has not been made a pre-condition. The Holy Prophet ﷺ said:اِن خیارکم احسنکم قضاءThe best person among you is the one who fulfils his obligation (loan) in a good manner.

If increase or premium has been made a condition, then, that is haram (unlawful), and it is riba (interest) as well.

Tafsir Muyassar

Ministry of Islamic Affairs, Saudi Arabia

من ذا الذي ينفق في سبيل الله إنفاقًا حسنًا احتسابًا للأجر، فيضاعفه له أضعافا كثيرة لا تحصى من الثواب وحسن الجزاء؟ والله يقبض ويبسط، فأنفقوا ولا تبالوا; فإنه هو الرزاق، يُضيِّق على مَن يشاء من عباده في الرزق، ويوسعه على آخرين، له الحكمة البالغة في ذلك، وإليه وحده ترجعون بعد الموت، فيجازيكم على أعمالكم.

Tafsir Ibn Kathir

Hafiz Ibn Kathir

وقوله : ( من ذا الذي يقرض الله قرضا حسنا فيضاعفه له أضعافا كثيرة ) يحث تعالى عباده على الإنفاق في سبيله ، وقد كرر تعالى هذه الآية في كتابه العزيز في غير موضع . وفي حديث النزول [ أنه يقول تعالى ] " من يقرض غير عديم ولا ظلوم " وقد قال ابن أبي حاتم : حدثنا الحسن بن عرفة حدثنا خلف بن خليفة عن حميد الأعرج عن عبد الله بن الحارث عن عبد الله بن مسعود قال :لما نزلت : ( من ذا الذي يقرض الله قرضا حسنا فيضاعفه له ) قال أبو الدحداح الأنصاري : يا رسول الله وإن الله ليريد منا القرض ؟ قال : " نعم يا أبا الدحداح " قال : أرني يدك يا رسول الله . قال : فناوله يده قال : فإني قد أقرضت ربي حائطي . قال : وحائط له فيه ستمائة نخلة وأم الدحداح فيه وعيالها . قال : فجاء أبو الدحداح فناداها : يا أم الدحداح . قالت : لبيك قال : اخرجي فقد أقرضته ربي عز وجل . وقد رواه ابن مردويه من حديث عبد الرحمن بن زيد بن أسلم عن أبيه عن عمر مرفوعا بنحوه .وقوله : ( قرضا حسنا ) روي عن عمر وغيره من السلف : هو النفقة في سبيل الله .

وقيل : هو النفقة على العيال .وقيل : هو التسبيح والتقديس وقوله : ( فيضاعفه له أضعافا كثيرة ) كما قال : ( مثل الذين ينفقون أموالهم في سبيل الله كمثل حبة أنبتت سبع سنابل في كل سنبلة مائة حبة ) الآية [ البقرة : 261 ] . وسيأتي الكلام عليها .وقال الإمام أحمد : حدثنا يزيد أخبرنا مبارك بن فضالة عن علي بن زيد عن أبي عثمان النهدي ، قال : أتيت أبا هريرة فقلت له : إنه بلغني أنك تقول : إن الحسنة تضاعف ألف ألف حسنة . فقال : وما أعجبك من ذلك ؟ لقد سمعته من النبي صلى الله عليه وسلم يقول : " إن الله يضاعف الحسنة ألفي ألف حسنة " .هذا حديث غريب ، وعلي بن زيد بن جدعان عنده مناكير ، لكن رواه ابن أبي حاتم من وجه آخر فقال :حدثنا أبو خلاد سليمان بن خلاد المؤدب ، حدثنا يونس بن محمد المؤدب ، حدثنا محمد بن عقبة الرباعي عن زياد الجصاص عن أبي عثمان النهدي ، قال : لم يكن أحد أكثر مجالسة لأبي هريرة مني فقدم قبلي حاجا قال : وقدمت بعده فإذا أهل البصرة يأثرون عنه أنه قال : سمعت رسول الله صلى الله عليه وسلم يقول : " إن الله يضاعف الحسنة ألف ألف حسنة " فقلت : ويحكم ، والله ما كان أحد أكثر مجالسة لأبي هريرة مني ، فما سمعت هذا الحديث .

قال : فتحملت أريد أن ألحقه فوجدته قد انطلق حاجا فانطلقت إلى الحج أن ألقاه في هذا الحديث ، فلقيته لهذا فقلت : يا أبا هريرة ما حديث سمعت أهل البصرة يأثرون عنك ؟ قال : ما هو ؟ قلت : زعموا أنك تقول : " إن الله يضاعف الحسنة ألف ألف حسنة " .

قال : يا أبا عثمان وما تعجب من ذا والله يقول : ( من ذا الذي يقرض الله قرضا حسنا فيضاعفه له أضعافا كثيرة ) ويقول : ( فما متاع الحياة الدنيا في الآخرة إلا قليل ) [ التوبة : 38 ] والذي نفسي بيده لقد سمعت رسول الله صلى الله عليه وسلم يقول : " إن الله يضاعف الحسنة ألفي ألف حسنة " .وفي معنى هذا الحديث ما رواه الترمذي وغيره من طريق عمرو بن دينار عن سالم عن عبد الله بن عمر بن الخطاب أن رسول الله صلى الله عليه وسلم قال : " من دخل سوقا من الأسواق فقال : لا إله إلا الله وحده لا شريك له له الملك وله الحمد وهو على كل شيء قدير كتب الله له ألف ألف حسنة ومحا عنه ألف ألف سيئة " الحديث .وقال ابن أبي حاتم : حدثنا أبو زرعة حدثنا إسماعيل بن إبراهيم بن بسام حدثنا أبو إسماعيل المؤدب ، عن عيسى بن المسيب عن نافع عن ابن عمر قال : لما نزلت ( مثل الذين ينفقون أموالهم في سبيل الله كمثل حبة أنبتت سبع سنابل ) [ البقرة : 261 ] إلى آخرها فقال رسول الله صلى الله عليه وسلم : " رب زد أمتي " فنزلت : ( من ذا الذي يقرض الله قرضا حسنا فيضاعفه له أضعافا كثيرة ) قال : رب زد أمتي . فنزل : ( إنما يوفى الصابرون أجرهم بغير حساب ) [ الزمر : 10 ] .

.وروى ابن أبي حاتم أيضا عن كعب الأحبار : أنه جاءه رجل فقال : إني سمعت رجلا يقول : من قرأ : ( قل هو الله أحد ) [ الإخلاص : 1 ] مرة واحدة بنى الله له عشرة آلاف ألف غرفة من در وياقوت في الجنة أفأصدق بذلك ؟ قال : نعم ، أوعجبت من ذلك ؟ قال : نعم وعشرين ألف ألف وثلاثين ألف ألف وما يحصي ذلك إلا الله ثم قرأ ( من ذا الذي يقرض الله قرضا حسنا فيضاعفه له أضعافا كثيرة ) فالكثير من الله لا يحصى .وقوله : ( والله يقبض ويبسط ) أي : أنفقوا ولا تبالوا فالله هو الرزاق يضيق على من يشاء من عباده في الرزق ويوسعه على آخرين ، له الحكمة البالغة في ذلك ( وإليه ترجعون ) أي : يوم القيامة .

Tafsir is provided for educational reference. Paragraph breaks are added for readability — the wording of each commentary is unchanged. For religious guidance, consult a qualified scholar.