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13 Jumada al-awwal 1448 AH Saturday, 24 October 2026
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At-Tawbah 9:34

Word by word

۞ يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓا۟ إِنَّ كَثِيرًا مِّنَ ٱلْأَحْبَارِ وَٱلرُّهْبَانِ لَيَأْكُلُونَ أَمْوَٰلَ ٱلنَّاسِ بِٱلْبَـٰطِلِ وَيَصُدُّونَ عَن سَبِيلِ ٱللَّهِ ۗ وَٱلَّذِينَ يَكْنِزُونَ ٱلذَّهَبَ وَٱلْفِضَّةَ وَلَا يُنفِقُونَهَا فِى سَبِيلِ ٱللَّهِ فَبَشِّرْهُم بِعَذَابٍ أَلِيمٍ

O you who have believed, indeed many of the scholars and the monks devour the wealth of people unjustly and avert [them] from the way of Allāh. And those who hoard gold and silver and spend it not in the way of Allāh - give them tidings of a painful punishment.

Ibn Kathir (Abridged)

Hafiz Ibn Kathir

Warning against Corrupt Scholars and Misguided Worshippers

As-Suddi said that the Ahbar are Jewish rabbis, while the Ruhban are Christian monks. This statement is true, for Ahbar are Jewish rabbis, just as Allah said,لَوْلاَ يَنْهَـهُمُ الرَّبَّـنِيُّونَ وَالاٌّحْبَارُ عَن قَوْلِهِمُ الإِثْمَ وَأَكْلِهِمُ السُّحْتَ(Why do not the Ahbar (rabbis) and the religious learned men forbid them from uttering sinful words and eating unlawful things.) 5:63 The Ruhban are Christian monks or worshippers, while the `Qissisun' are their scholars. Allah said in another Ayah,ذلِكَ بِأَنَّ مِنْهُمْ قِسِّيسِينَ وَرُهْبَاناً(This is because among them, there are Qissisin and Ruhban...)5:82. This Ayah warns against corrupt scholars and misguided worshippers. Sufyan bin `Uyaynah said, "Those among our scholars who become corrupt are similar to the Jews, while those among our worshippers who become misguided are like Christians." An authentic Hadith declares,«لَتَرْكَبُنَّ سُنَنَ مَنْ كَانَ قَبْلَكُمْ حَذْوَ القُذَّةِ بِالْقُذَّة»(You will follow the ways of those who were before you, step by step.) They asked, "Jews and Christians" He said,«فَمَن»؟

(Who else) In another narration, they asked, "Persia and Rome" He said,«فَمَنِ النَّاسِ إِلَّا هَؤُلَاءِ؟»(And who else if it was not them) These texts warn against imitating them in action and statement, for they, as Allah stated,لَيَأْكُلُونَ أَمْوَالَ النَّاسِ بِالْبَـطِلِ وَيَصُدُّونَ عَن سَبِيلِ اللَّهِ(devour the wealth of mankind in falsehood, and hinder (them) from the way of Allah.) They sell the religion in return for worldly gains, using their positions and status among people to illegally devour their property. For instance, the Jews were respected by the people of Jahiliyyah and collected gifts, taxes and presents from them. When Allah sent His Messenger , the Jews persisted in their misguidance, disbelief and rebellion, hoping to keep their status and position. However, Allah extinguished all this and took it away from them with the light of Prophethood and instead gave them disgrace and degradation, and they incurred the anger of Allah, the Exalted.

Allah said next,وَيَصُدُّونَ عَن سَبِيلِ اللَّهِ(and hinder (them) from the way of Allah.) Therefore, they illegally devour people's property and hinder them from following the truth. They also confuse truth with falsehood and pretend before their ignorant followers that they call to righteousness. The true reality is that they call to the Fire and will not find any helpers on the Day of Resurrection.

Torment of Those Who hoard Gold and Silver

Allah said,وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ وَلاَ يُنفِقُونَهَا فِي سَبِيلِ اللَّهِ فَبَشِّرْهُمْ بِعَذَابٍ أَلِيمٍ(And those who hoard Kanz gold and silver and spend them not in the way of Allah, announce unto them a painful torment.) 9:34. This is the third category of leaders, for people rely on their scholars, worshippers and the wealthy among them. When these categories of people become corrupt, the society in general becomes corrupt. Ibn Al-Mubarak once said, "What corrupted the religion, except kings and wicked Ahbar and Ruhban." As for Kanz, it refers to the wealth on which Zakah has not been paid, according to Malik, who narrated this from `Abdullah bin Dinar from Ibn `Umar. Al-Bukhari recorded that Az-Zuhri said that Khalid bin Aslam said that `Abdullah bin `Umar said, "This was before Zakah was ordained.

When Zakah was ordained, Allah made it a cleanser for wealth." `Umar bin `Abdul-`Aziz and `Irak bin Malik said that this Ayah was abrogated by Allah's statement,خُذْ مِنْ أَمْوَلِهِمْ صَدَقَةً(Take Sadaqah (alms) from their wealth) There are many Hadiths that admonish hoarding gold and silver. We will mention here some of these Hadiths. `Abdur-Razzaq recorded a Hadith from `Ali about Allah's statement,وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ(And those who hoard up gold and silver...) `Ali said that the Prophet said,« تَبًّا لِلذَّهَبٍ تَبًّا لِلْفِضَّة»(Woe to gold! Woe to silver.) He repeated this statement thrice, and this Hadith was hard on the Companions of the Messenger of Allah ﷺ, who said, "What type of wealth should we use" `Umar said, "I will find out for you," and he asked, "O Allah's Messenger! Your statement was hard for your Companions.

They asked, `What wealth should we use"' The Prophet answered,«لِسَانًا ذَاكِرًا وَقَلْبًا شَاكِرًا وَزَوْجَةً تُعِينُ أَحَدَكُمْ عَلَى دِينِه»(A remembering tongue, an appreciative heart and a wife that helps one of you implement his religion.) Allah's statement,يَوْمَ يُحْمَى عَلَيْهَا فِى نَارِ جَهَنَّمَ فَتُكْوَى بِهَا جِبَاهُهُمْ وَجُنوبُهُمْ وَظُهُورُهُمْ هَـذَا مَا كَنَزْتُمْ لأَنفُسِكُمْ فَذُوقُواْ مَا كُنتُمْ تَكْنِزُونَ(On the Day when that will be heated in the fire of Hell and with it will be branded their foreheads, their flanks, and their backs, (and it will be said unto them) "This is the treasure which you hoarded for yourselves. Now taste of what you used to hoard.") These words will be said to them as a way of admonishing, criticizing and mocking them. Allah also said;ثُمَّ صُبُّواْ فَوْقَ رَأْسِهِ مِنْ عَذَابِ الْحَمِيمِ - ذُقْ إِنَّكَ أَنتَ الْعَزِيزُ الْكَرِيمُ(Then pour over his head the torment of boiling water. "Taste you (this)! Verily, you were (pretending to be) the mighty, the generous!") 44:48-49.

There is a saying that goes, "He who covets a thing and prefers it to Allah's obedience, will be punished with it." Because hoarding money was better to these people than Allah's pleasure, they were punished with it. For instance, Abu Lahab, may Allah curse him, was especially active in defying the Messenger of Allah ﷺ, and his wife was helping him in this regard. Therefore, on the Day of Resurrection, she will help in punishing him, for there will be a twisted rope of palm fiber on her neck. She will be gathering wood from the Fire and throwing it on him so that his torment is made harder by the hand of someone whom he used to care for in this life. Likewise, money was precious to those who hoarded it in this life. Therefore, money will produce the worst harm for them in the Hereafter, when it will be heated in the Fire of Jahannam, whose heat is quiet sufficient, and their forehead, sides and back will be branded with it.

Imam Abu Ja`far Ibn Jarir recorded that Thawban said that the Messenger of Allah ﷺ used to declare,«مَنْ تَركَ بَعْدَهُ كَنْزًا مُثِّلَ لَهُ يَوْمَ الْقِيَامَةِ شُجَاعًا أَقَرَعَ لَهُ زَبِيبَتَانِ يَتْبَعُهُ وَيَقُولُ: وَيْلَكَ مَا أَنْتَ؟ فَيَقُولُ: أَنَا كَنْزُكَ الَّذِي تَرَكْتَهُ بَعْدكَ وَلَا يَزَالُ يَتْبَعُهُ حَتَّى يُلْقِمَهُ يَدَهُ فَيَقْضِمَهَا ثُمَّ يَتْبَعُهَا سَائِرَ جَسَدِه»(Whoever leaves a treasure behind (on which he did not pay the Zakah), then on the Day of Resurrection his wealth will be made like a bald-headed poisonous male snake with two black spots over the eyes. The snake will follow him, and he will say, `Woe to you! Who are you' The snake will say, `I am your treasure that you left behind,' and will keep following him until the man gives it his hand; the snake will devour it and then devour his whole body.) Ibn Hibban also collected this Hadith in his Sahih. Part of this Hadith was also collected in the Two Sahihs from Abu Hurayrah.

In his Sahih, Muslim recorded from Abu Hurayrah that the Messenger of Allah ﷺ said,«مَا مِنْ رَجُلٍ لَا يُؤَدِّي زَكَاةَ مَالِهِ إِلَّا جُعِلَ لَهُ يَوْمَ الْقِيَامَةِ صَفَائِحُ مِنْ نَارٍ، فَيُكْوَى بِهَا جَنْبُهُ وَجَبْهَتُهُ وَظَهْرُهُ فِي يَوْمٍ كَانَ مِقْدَارُهُ خَمْسِينَ أَلْفَ سَنَةٍ، حَتَّى يُقْضَى بَيْنَ الْعِبَادِ ثُمَّ يُرَى سَبِيلُهُ إِمَّا إِلَى الْجَنَّةِ وَإِمَّا إِلَى النَّار»(Every man who does not pay the Zakah due on his money, then on the Day of Resurrection, his side, forehead and back will be branded with rods made of fire on a Day the length of which is fifty thousand years, until when the servants will be judged; that man will be shown his destination, either to Paradise or the Fire.) a

In the Tafsir of this Ayah, Al-Bukhari recorded that Zayd bin Wahb said, "I passed by Abu Dharr in the area of Rabadhah and asked him, `What made you reside in this area' He said, `We were in Ash-Sham when I recited this Ayah,وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ وَلاَ يُنفِقُونَهَا فِي سَبِيلِ اللَّهِ فَبَشِّرْهُمْ بِعَذَابٍ أَلِيمٍ(And those who hoard up gold and silver and spend them not in the way of Allah, announce unto them a painful torment.) Mu`awiyah said, `This Ayah is not about us, it is only about the People of the Book.' So I (Abu Dharr) said, `Rather, it is about us and them."

Ma'arif al-Qur'an

Mufti Muhammad Shafi

In the fourth verse (34), the address is to Muslims but the subject taken up concerns the conduct of rabbis and monks among the Jews and Christians, a conduct which led common people astray. Perhaps, the address to Muslims indicates a purpose behind the description of the conduct of Jewish rabbis and Christian monks. The purpose is to warn them as well in order that they too remain alert against such conditions prevailing among Muslims.

The verse states that many rabbis and monks among the Jews and Christians eat up the wealth of the people by false means and prevent (them) from the way of Allah.

Most rabbis and monks among the Jews and Christians were involved in this practice - and under such conditions, people generally tend to make a sweeping statement and call everyone bad. But, at this place, the Holy Qur'an, by adding the word: کَثیِرا (kathira: many), has prompted Muslims to mind their words even when dealing with enemies. It was clearly demonstrated here by not attributing the practice to all of them. Instead, what was said here was that many of them do so. Then, it was said that they were not doing the right thing when they eat up the wealth of people by false means. ` False means' refers to their practice of giving fatwa (religious edict or ruling) counter to the injunction of Torah, for money. In doing so, on occasions, they would misinterpret Divine injunctions through concealment and falsification.

Further on from here, yet another error of their conduct was pointed out by saying that they were unfortunate people who, not only that they themselves had gone astray but were also ready to prevent others from seeking the way of Allah in the hope of finding right guidance. The reason is that people, when they see their leaders doing things like that, the inherent love for truth in them dies out. In addition to that, when they start basing their conduct on such false rulings, they end up taking that error and waywardness to be as good as correct.

Since this disease among the rabbis and monks of the Jews and Christians - that they give false rulings for money - showed up because of worldly greed and love for money, the verse takes up the subject in its own way. It says that excess in love for money and property produces bad results, even punishment if not spent in the way of Allah, and suggests how to get rid of this disease. The exact words of the text are:وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ وَلَا يُنفِقُونَهَا فِي سَبِيلِ اللَّـهِ فَبَشِّرْ‌هُم بِعَذَابٍ أَلِيمٍAs for those who accumulate gold and silver and do not spend it in the way of Allah, give them the ` good' news of a painful punishment.

The words: وَلَا يُنفِقُونَهَا (and do not spend it) indicate that people who spend in the way of Allah as necessary, for them the rest of their accumulated wealth brings no harm.

In Hadith too, the Holy Prophet ﷺ has said: Wealth for which Zakah has been paid is not included under: کَنَزتُم (kanaztum: you have accumulated). (Abu Dawud, Ahmad and others)This tells us that keeping wealth which remains after taking out Zakah is no sin.

The majority of Muslim jurists and Imams have taken this approach. It should be noted that the pronoun in وَلَا یُنفِقُونَھَا (and do not spend it) reverts to فِضَّۃ (fiddah) which means silver. Two things, gold and silver, were mentioned immediately earlier but the pronoun was made to revert to silver only. Tafsir Mazhari takes it to be a clear indicator of the rule that should a person have a little of both gold and silver, his threshold (nisab) will be determined in terms of silver. His Zakah will be paid by calculating the price of gold in terms of the price of silver.

Tafsir Muyassar

Ministry of Islamic Affairs, Saudi Arabia

يا أيها الذين صَدَّقوا الله ورسوله وعملوا بشرعه، إن كثيرًا من علماء أهل الكتاب وعُبَّادهم ليأخذون أموال الناس بغير حق كالرشوة وغيرها، ويمنعون الناس من الدخول في الإسلام، ويصدون عن سبيل الله. والذين يمسكون الأموال، ولا يؤدون زكاتها، ولا يُخْرجون منها الحقوق الواجبة، فبشِّرهم بعذاب موجع.

Tafsir Ibn Kathir

Hafiz Ibn Kathir

قال السدي : الأحبار من اليهود ، والرهبان من النصارى .وهو كما قال ، فإن الأحبار هم علماء اليهود ، كما قال تعالى : ( لولا ينهاهم الربانيون والأحبار عن قولهم الإثم وأكلهم السحت ) [ المائدة : 63 ] والرهبان : عباد النصارى ، والقسيسون : علماؤهم ، كما قال تعالى : ( ذلك بأن منهم قسيسين ورهبانا وأنهم لا يستكبرون ) [ المائدة : 82 ] .والمقصود : التحذير من علماء السوء وعباد الضلال كما قال سفيان بن عيينة : من فسد من علمائنا كان فيه شبه من اليهود ، ومن فسد من عبادنا كان فيه شبه من النصارى . وفي الحديث الصحيح : لتركبن سنن من كان قبلكم حذو القذة بالقذة . قالوا : اليهود والنصارى ؟ قال : فمن ؟ . وفي رواية : فارس والروم ؟ قال : ومن الناس إلا هؤلاء ؟

.والحاصل : التحذير من التشبه بهم في أحوالهم وأقوالهم ؛ ولهذا قال تعالى : ( ليأكلون أموال الناس بالباطل ) وذلك أنهم يأكلون الدنيا بالدين ومناصبهم ورياستهم في الناس ، يأكلون أموالهم بذلك ، كما كان لأحبار اليهود على أهل الجاهلية شرف ، ولهم عندهم خرج وهدايا وضرائب تجيء إليهم ، فلما بعث الله رسوله - صلوات الله وسلامه عليه - استمروا على ضلالهم وكفرهم وعنادهم ، طمعا منهم أن تبقى لهم تلك الرياسات ، فأطفأها الله بنور النبوة ، وسلبهم إياها ، وعوضهم بالذلة والمسكنة ، وباءوا بغضب من الله .وقوله تعالى : ( ويصدون عن سبيل الله ) أي : وهم مع أكلهم الحرام يصدون الناس عن اتباع الحق ، ويلبسون الحق بالباطل ، ويظهرون لمن اتبعهم من الجهلة أنهم يدعون إلى الخير ، وليسوا كما يزعمون ، بل هم دعاة إلى النار ، ويوم القيامة لا ينصرون .وقوله : ( والذين يكنزون الذهب والفضة ولا ينفقونها في سبيل الله فبشرهم بعذاب أليم ) هؤلاء هم القسم الثالث من رءوس الناس ، فإن الناس عالة على العلماء وعلى العباد وعلى أرباب الأموال ، فإذا فسدت أحوال هؤلاء فسدت أحوال الناس ، كما قال بعضهم :وهل أفسد الدين إلا الملوك وأحبار سوء ورهبانها ؟وأما الكنز فقال مالك ، عن عبد الله بن دينار ، عن ابن عمر أنه قال : هو المال الذي لا تؤدى منه الزكاة .وروى الثوري وغيره عن عبيد الله عن نافع ، عن ابن عمر قال : ما أدي زكاته فليس بكنز وإن كان تحت سبع أرضين ، وما كان ظاهرا لا تؤدى زكاته فهو كنز وقد روي هذا عن ابن عباس ، وجابر ، وأبي هريرة موقوفا ومرفوعا وعمر بن الخطاب ، نحوه - رضي الله عنهم - : أيما مال أديت زكاته فليس بكنز وإن كان مدفونا في الأرض ، وأيما مال لم تؤد زكاته فهو كنز يكوى به صاحبه وإن كان على وجه الأرض .وروى البخاري من حديث الزهري ، عن خالد بن أسلم قال : خرجنا مع عبد الله بن عمر ، فقال : هذا قبل أن تنزل الزكاة ، فلما نزلت جعلها الله طهرا للأموال .وكذا قال عمر بن عبد العزيز ، وعراك بن مالك : نسخها قوله تعالى : ( خذ من أموالهم ) [ التوبة : 103 ] .وقال سعيد بن محمد بن زياد ، عن أبي أمامة أنه قال : حلية السيوف من الكنز ، ما أحدثكم إلا ما سمعت .وقال الثوري ، عن أبي حصين ، عن أبي الضحى ، عن جعدة بن هبيرة ، عن علي - رضي الله عنه - قال : أربعة آلاف فما دونها نفقة ، فما كان أكثر منه فهو كنز .وهذا غريب .

وقد جاء في مدح التقلل من الذهب والفضة وذم التكثر منهما أحاديث كثيرة ؛ ولنورد منها هنا طرفا يدل على الباقي ، فقال عبد الرزاق : أخبرنا الثوري ، أخبرني أبو حصين ، عن أبي الضحى ، عن جعدة بن هبيرة ، عن علي - رضي الله عنه - في قوله : ( والذين يكنزون الذهب والفضة ولا ينفقونها في سبيل الله ) قال النبي - صلى الله عليه وسلم - : تبا للذهب ، تبا للفضة يقولها ثلاثا ، قال : فشق ذلك على أصحاب رسول الله - صلى الله عليه وسلم - وقالوا : فأي مال نتخذ ؟ فقال : عمر - رضي الله عنه - أنا أعلم لكم ذلك فقال : يا رسول الله ، إن أصحابك قد شق عليهم [ و ] قالوا : فأي مال نتخذ ؟ قال : لسانا ذاكرا ، وقلبا شاكرا وزوجة تعين أحدكم على دينه .حديث آخر : قال الإمام أحمد : حدثنا محمد بن جعفر ، حدثنا شعبة ، حدثني سالم ، حدثني عبد الله بن أبي الهذيل ، حدثني صاحب لي أن رسول الله - صلى الله عليه وسلم - قال : تبا للذهب والفضة . قال : فحدثني صاحبي أنه انطلق مع عمر بن الخطاب فقال : يا رسول الله ، قولك : تبا للذهب والفضة ، ماذا ندخر ؟ .

قال رسول الله - صلى الله عليه وسلم - : لسانا ذاكرا ، وقلبا شاكرا ، وزوجة تعين على الآخرة .حديث آخر : قال الإمام أحمد : حدثنا وكيع ، حدثنا عبد الله بن عمرو بن مرة ، عن أبيه ، عن سالم بن أبي الجعد ، عن ثوبان قال : لما نزل في الفضة والذهب ما نزل قالوا : فأي المال نتخذ ؟ قال [ عمر : أنا أعلم ذلك لكم فأوضع على بعير فأدركه ، وأنا في أثره ، فقال : يا رسول الله ، أي المال نتخذ ؟ قال ] ليتخذ أحدكم قلبا شاكرا ولسانا ذاكرا وزوجة تعين أحدكم في أمر الآخرة .ورواه الترمذي ، وابن ماجه ، من غير وجه ، عن سالم بن أبي الجعد وقال الترمذي : حسن ، وحكي عن البخاري أن سالما لم يسمعه من ثوبان .قلت : ولهذا رواه بعضهم عنه مرسلا والله أعلم .حديث آخر : قال ابن أبي حاتم : حدثنا أبي ، حدثنا حميد بن مالك ، حدثنا يحيى بن يعلى المحاربي ، حدثنا أبي ، حدثنا غيلان بن جامع المحاربي ، عن عثمان أبي اليقظان ، عن جعفر بن إياس ، عن مجاهد ، عن ابن عباس قال : لما نزلت هذه الآية : ( والذين يكنزون الذهب والفضة ) الآية ، كبر ذلك على المسلمين ، وقالوا : ما يستطيع أحد منا أن يترك لولده ما لا يبقى بعده . فقال عمر : أنا أفرج عنكم .

فانطلق عمر واتبعه ثوبان ، فأتى النبي - صلى الله عليه وسلم - فقال : يا نبي الله ، إنه قد كبر على أصحابك هذه الآية . فقال نبي الله - صلى الله عليه وسلم - : إن الله لم يفرض الزكاة إلا ليطيب بها ما بقي من أموالكم ، وإنما فرض المواريث من أموال تبقى بعدكم . قال : فكبر عمر ، ثم قال له النبي - صلى الله عليه وسلم - : ألا أخبرك بخير ما يكنز المرء ؟ المرأة الصالحة التي إذا نظر إليها سرته ، وإذا أمرها أطاعته ، وإذا غاب عنها حفظته .ورواه أبو داود ، والحاكم في مستدركه ، وابن مردويه من حديث يحيى بن يعلى ، به ، وقال الحاكم : صحيح على شرطهما ، ولم يخرجاه .حديث آخر : قال الإمام أحمد : حدثنا روح ، حدثنا الأوزاعي ، عن حسان بن عطية قال : كان شداد بن أوس - رضي الله عنه - في سفر ، فنزل منزلا ، فقال لغلامه : ائتنا بالشفرة نعبث بها .

فأنكرت عليه ، فقال : ما تكلمت بكلمة منذ أسلمت إلا وأنا أخطمها وأزمها غير كلمتي هذه ، فلا تحفظونها علي ، واحفظوا ما أقول لكم : سمعت رسول الله - صلى الله عليه وسلم - يقول : إذا كنز الناس الذهب والفضة فاكنزوا هؤلاء الكلمات : اللهم ، إني أسألك الثبات في الأمر ، والعزيمة على الرشد ، وأسألك شكر نعمتك ، وأسألك حسن عبادتك ، وأسألك قلبا سليما ، وأسألك لسانا صادقا ، وأسألك من خير ما تعلم ، وأعوذ بك من شر ما تعلم ، وأستغفرك لما تعلم ، إنك أنت علام الغيوب .

Tafsir is provided for educational reference. Paragraph breaks are added for readability — the wording of each commentary is unchanged. For religious guidance, consult a qualified scholar.