Tafsir

The Censure of Stingy Behavior

Allah chastises the stingy behavior of those who refuse to spend their money for what Allah ordered them, such as being kind to parents and compassionate to relatives, orphans, the poor, the relative who is also a neighbor, the companion during travel, the needy wayfarer, the slaves and servants. Such people do not give Allah's right from their wealth, and they assist in the spread of stingy behavior.

The Messenger of Allah ﷺ said,«وَأَيُّ دَاءٍ أَدْوَأُ مِنَ الْبُخْل»(What disease is more serious than being stingy) He also said,«إِيَّاكُمْ وَالشُّحَّ، فَإِنَّهُ أَهْلَكَ مَنْ كَانَ قَبْلَكُمْ، أَمَرَهُمْ بِالْقَطِيْعَةِ فَقَطَعُوا، وَأَمَرَهُمْ بِالْفُجُورِ فَفَجَرُوا»(Beware of being stingy, for it destroyed those who were before you, as it encouraged them to cut their relations and they did, and it encouraged them to commit sin and they did.) Allah said,وَيَكْتُمُونَ مَآ ءَاتَـهُمُ اللَّهُ مِن فَضْلِهِ(and hide what Allah has bestowed upon them of His bounties,) Therefore, the miser is ungrateful for Allah's favor, for its effect does not appear on him, whether in his food, clothes or what he gives. Similarly, Allah said,إِنَّ الإِنسَـنَ لِرَبِّهِ لَكَنُودٌ - وَإِنَّهُ عَلَى ذَلِكَ لَشَهِيدٌ(Verily, man is ungrateful to his Lord.

And to that he bears witness.) by his manners and conduct,وَإِنَّهُ لِحُبِّ الْخَيْرِ لَشَدِيدٌ(And verily, he is violent in the love of wealth.) Allah said,وَيَكْتُمُونَ مَآ ءَاتَـهُمُ اللَّهُ مِن فَضْلِهِ(and hide what Allah has bestowed upon them of His bounties) and this is why He threatened them,وَأَعْتَدْنَا لِلْكَـفِرِينَ عَذَاباً مُّهِيناً(And We have prepared for the disbelievers a disgraceful torment.) Kufr means to cover something. Therefore, the Bakhil (miser) covers the favors that Allah has blessed him with, meaning he does not spread those favors. So he is described by the term Kafir (ungrateful) regarding the favors that Allah granted him. A Hadith states that,«إِنَّ اللهَ إِذَا أَنْعَمَ نِعْمَةً عَلى عَبْدٍ،أَحَبَّ أَنْ يَظْهَرَ أَثَرُهَا عَلَيْه»(When Allah grants a servant a favor, He likes that its effect appears on him.) Some of the Salaf stated that this Ayah 4:37 is describing the Jews who hid the knowledge they had about the description of Muhammad ﷺ, and there is no doubt that the general meaning of the Ayah includes this.

The apparent wording for this Ayah indicates that it is talking about being stingy with money, even though miserly conduct with knowledge is also included. The Ayah talks about spending on relatives and the weak, just as the Ayah after it,وَالَّذِينَ يُنْفِقُونَ أَمْوَلَهُمْ رِئَـآءَ النَّاسِ(And (also) those who spend of their wealth to be seen of men, ) Allah first mentions the punished misers who do not spend, then He mentions those who spend to show off to gain the reputation that they are generous, not for the Face of Allah. A Hadith states that the first three persons on whom the fire will feed are a scholar, a fighter and a spender who shows off with their actions.

For instance,«يَقُولُ صَاحِبُ الْمَالِ: مَا تَرَكْتُ مِنْ شَيْءٍ تُحِبُّ أَنْ يُنْفَقَ فِيهِ، إِلَّا أَنْفَقْتُ فِي سَبِيلِكَ، فَيَقُولُ اللهُ: كَذَبْتَ، إِنَّمَا أَرَدْتَ أَنْ يُقَالَ: جَوَادٌ، فَقَدْدِقيل»(The wealthy will say, "I did not leave any area that You like to be spent on, but I spent on it in Your cause." Allah will say, "You lie, you only did that so that it is said, `He is generous.' And it was said...") meaning you acquired your reward in the life, and this is indeed what you sought with your action. This is why Allah said,وَلاَ يُؤْمِنُونَ بِاللَّهِ وَلاَ بِالْيَوْمِ الاٌّخِرِ(and believe not in Allah and the Last Day,) meaning, it is Shaytan who lured them to commit this evil action, instead of performing the good deed as it should be performed.

Shaytan encouraged, excited and lured them by making the evil appear good,وَمَن يَكُنِ الشَّيْطَـنُ لَهُ قَرِيناً فَسَآءَ قِرِيناً(And whoever takes Shaytan as an intimate; then what a dreadful intimate he has!) Allah then said,وَمَاذَا عَلَيْهِمْ لَوْ ءَامَنُواْ بِاللَّهِ وَالْيَوْمِ الاٌّخِرِ وَأَنفَقُواْ مِمَّا رَزَقَهُمُ اللَّهُ(And what loss have they if they had believed in Allah and in the Last Day, and they spend out of what Allah has given them for sustenance) This Ayah means, what harm would it cause them if they believe in Allah, go on the righteous path, replace showing off with sincerity, have faith in Allah, and await His promise in the Hereafter, for those who do good and spend what He has given them on what He likes and is pleased with. Allah's statement:وَكَانَ اللَّهُ بِهِم عَلِيماً(And Allah is Ever All-Knower of them.) means, He has perfect knowledge of their intentions, whether good or evil. Indeed, Allah knows those who deserve success, and He grants them success and guidance, directing them to perform righteous actions that will earn them His pleasure.

He also knows those who deserve failure and expulsion from His great mercy, which amounts to utter failure in this life and the Hereafter for them, we seek refuge in Allah from this evil end.

Then begins verse 37 with الَّذِينَ يَبْخَلُونَ which describes the nature of the arrogant who are stingy in giving rights which it is obligatory to give, fail to understand their responsibilities and go on to the negative extreme of persuading others to take to this bad habit through their word and deed.

The verse has used the word, 'bukhl' (niggardliness) to describe this trait of character, a word which, in the generally approved sense, is applied for shortcoming in giving financial rights. But, looking at the background of the verse's revelation, it becomes obvious that the word, 'bukhl' has been used here in its general sense which includes close-fistedness in money and knowledge both.

A narration from Sayyidna Ibn ` Abbas ؓ tells us that this verse was revealed about the Jews of Madinah. They were very arrogant, and extremely miserly. When it came to spending money, they were miserably miserly. They also concealed the knowledge they received through their Scriptures which carried the prophecies about the coming of the Holy Prophet ﷺ . These also included clear signs of his appearance. But, the Jews, despite being convinced of these prophecies, acted niggardly. They never acted to fulfill the dictates of this knowledge, neither did they pass on the message to others who could act in accordance with it.

Based on this, it is then said that people who are miserly with wealth given by Allah - in matters of knowledge and faith - are ungrateful to Allah and fail to acknowledge His blessings. For them Allah has prepared a humiliating punishment which they cannot escape.

About the merit of giving and the demerit of miserliness, the Holy Prophet LI has said:مَا مِن یوم یصبح العباد فیہ الا ملکان ینزلان فیقول احدھما اللھم اعط منفقاً خلفاً و یقول الاخر اللھم اعط ممسکا تلفاً (بخاری و مسلم)"Every morning two angels descend. One of them says: 'O Allah, bless him who spends in the way of good'; and the other says: '0 Allah, send destruction on (the wealth of) the miser."' (al-Bukhari Muslim, from Abu Hurairah ؓ .عَن اسماء ؓ قالت : قال رسول اللہ ﷺ انفقی ولا تحصی اللہ علیک ولا توعی فیوعی اللہ علیک وارضخی مَا ستطعت ط (بخاری و مسلم)'Give. Do not calculate, for Allah will then calculate in your case. And do not withhold, for Allah will then withhold in your case. And give whatever you can." (al-Bukhari Muslim from Sayyidah Asma' ؓSayyidna Abu Hurairah ؓ عنہ narrates that the Holy Prophet ﷺ said:الخیُّ قریب من اللہ، قریب من الجنۃ، قریب من الناس، والبخیل بعید من اللہ ، بعید من الجنۃ ، بعید من الناس قریب من النارط والجاہل سخی احب الی اللہ من عابد بخیل۔

(ترمذی)"The generous person is close to Allah, close to Paradise, close to people; while the miser is far from Allah, far from Paradise, far from people - close to the fire; and the generous ignoramus is dearer to Allah than a miserly devotee. (a person who has devoted himself for worship) " (Tirmidhi)Sayyidna Abu Said ؓ narrates that the Holy Prophet ﷺ said:و عن ابی سعید قال : قالَ رسول اللہ ﷺ خصلتان لا تجتمعان فی مؤمن، البخل و سوء الخلق (مرمذی)"Two traits cannot get combined in a true Muslim: miserliness and bad morals." (Tirmidhi)