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13 Jumada al-awwal 1448 AH Saturday, 24 October 2026
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Ali 'Imran 3:180

Word by word

وَلَا يَحْسَبَنَّ ٱلَّذِينَ يَبْخَلُونَ بِمَآ ءَاتَىٰهُمُ ٱللَّهُ مِن فَضْلِهِۦ هُوَ خَيْرًا لَّهُم ۖ بَلْ هُوَ شَرٌّ لَّهُمْ ۖ سَيُطَوَّقُونَ مَا بَخِلُوا۟ بِهِۦ يَوْمَ ٱلْقِيَـٰمَةِ ۗ وَلِلَّهِ مِيرَٰثُ ٱلسَّمَـٰوَٰتِ وَٱلْأَرْضِ ۗ وَٱللَّهُ بِمَا تَعْمَلُونَ خَبِيرٌ

And let not those who [greedily] withhold what Allāh has given them of His bounty ever think that it is better for them. Rather, it is worse for them. Their necks will be encircled by what they withheld on the Day of Resurrection. And to Allāh belongs the heritage of the heavens and the earth. And Allāh, of what you do, is [fully] Aware.

Ibn Kathir (Abridged)

Hafiz Ibn Kathir

Comforting the Messenger of Allah ﷺAllah said to His Prophet,وَلاَ يَحْزُنكَ الَّذِينَ يُسَـرِعُونَ فِى الْكُفْرِ(And let not those grieve you who rush with haste to disbelieve) 3:176.

Because the Prophet was eager for people's benefit, he would become sad when the disbelievers would resort to defiance, rebellion and stubbornness. Allah said, `Do not be saddened by this behavior,'إِنَّهُمْ لَن يَضُرُّواْ اللَّهَ شَيْئاً يُرِيدُ اللَّهُ أَلاَّ يَجْعَلَ لَهُمْ حَظّاً فِى الاٌّخِرَةِ(verily, not the least harm will they do to Allah.

It is Allah's will to give them no portion in the Hereafter.) for He decided with His power and wisdom that they shall not acquire any share in the Hereafter,وَلَهُمْ عَذَابٌ عظِيمٌ(For them there is a great torment.)Allah said about the disbelievers,إِنَّ الَّذِينَ اشْتَرَوُاْ الْكُفْرَ بِالإِيمَـنِ(Verily, those who purchase disbelief at the price of faith,) by exchanging disbelief for faith,لَن يَضُرُّواْ اللَّهَ شَيْئاً(not the least harm will they do to Allah.) Rather, they will only harm themselves,وَلَهُمْ عَذَابٌ أَلِيمٌ(For them, there is a painful torment.)Allah said next,وَلاَ يَحْسَبَنَّ الَّذِينَ كَفَرُواْ أَنَّمَا نُمْلِى لَهُمْ خَيْرٌ لاًّنفُسِهِمْ إِنَّمَا نُمْلِى لَهُمْ لِيَزْدَادُواْ إِثْمَاً وَلَهْمُ عَذَابٌ مُّهِينٌ(And let not the disbelievers think that Our postponing their punishment is good for them. We postpone the punishment only so that they may increase in sinfulness. And for them is a disgraceful torment) 3:178.

This statement is similar to Allah's other statements,أَيَحْسَبُونَ أَنَّمَا نُمِدُّهُمْ بِهِ مِن مَّالٍ وَبَنِينَ - نُسَارِعُ لَهُمْ فِى الْخَيْرَتِ بَل لاَّ يَشْعُرُونَ(Do they think that because We have given them abundant wealth and children, that We hasten unto them with good things. Nay, but they perceive not.) 23:55,56 andفَذَرْنِى وَمَن يُكَذِّبُ بِهَـذَا الْحَدِيثِ سَنَسْتَدْرِجُهُمْ مِّنْ حَيْثُ لاَ يَعْلَمُونَ(Then leave Me Alone with such as belie this Qur'an. We shall punish them gradually from directions they perceive not.) 68:44, and,وَلاَ تُعْجِبْكَ أَمْوَلُهُمْ وَأَوْلَـدُهُمْ إِنَّمَا يُرِيدُ اللَّهُ أَن يُعَذِّبَهُمْ بِهَا فِى الدُّنْيَا وَتَزْهَقَ أَنفُسُهُمْ وَهُمْ كَـفِرُونَ(And let not their wealth or their children amaze you. Allah's plan is to punish them with these things in this world, and that their souls shall depart (die) while they are disbelievers) 9:85.

Allah then said,مَّا كَانَ اللَّهُ لِيَذَرَ الْمُؤْمِنِينَ عَلَى مَآ أَنتُمْ عَلَيْهِ حَتَّى يَمِيزَ الْخَبِيثَ مِنَ الطَّيِّبِ(Allah will not leave the believers in the state in which you are now, until He distinguishes the wicked from the good.) 3:179, meaning, He allows a calamity to happen, and during this calamity His friend becomes known and His enemy exposed, the patient believer recognized and the sinful hypocrite revealed. This Ayah refers to Uhud, since Allah tested the believers in that battle, thus making known the faith, endurance, patience, firmness and obedience to Allah and His Messenger that the believers had. Allah exposed the hypocrites in their defiance, reverting from Jihad, and the treachery they committed against Allah and His Messenger .

This is why Allah said,مَّا كَانَ اللَّهُ لِيَذَرَ الْمُؤْمِنِينَ عَلَى مَآ أَنتُمْ عَلَيْهِ حَتَّى يَمِيزَ الْخَبِيثَ مِنَ الطَّيِّبِ(Allah will not leave the believers in the state in which you are now, until He distinguishes the wicked from the good.)Mujahid commented, "He distinguished between them during the day of Uhud." Qatadah said, "He distinguished between them in Jihad and Hijrah." Allah said next,وَمَا كَانَ اللَّهُ لِيُطْلِعَكُمْ عَلَى الْغَيْبِ(Nor will Allah disclose to you the secrets of the Unseen.) meaning, you do not have access to Allah's knowledge of His creation so that you can distinguish between the believer and the hypocrite, except by the signs of each type that Allah uncovers. Allah's statement,وَلَكِنَّ اللَّهَ يَجْتَبِى مِن رُّسُلِهِ مَن يَشَآءُ(but Allah chooses of His Messengers whom He wills.) is similar to another Ayah,عَـلِمُ الْغَيْبِ فَلاَ يُظْهِرُ عَلَى غَيْبِهِ أَحَداً - إِلاَّ مَنِ ارْتَضَى مِن رَّسُولٍ فَإِنَّهُ يَسْلُكُ مِن بَيْنِ يَدَيْهِ وَمِنْ خَلْفِهِ رَصَداً((He Alone is) the All-Knower of the Unseen, and He reveals to none His Unseen.

Except to a Messenger (from mankind) whom He has chosen, and then He makes a band of watching guards (angels) to march before him and behind him.) 72:26,27. Allah then said,فَـَامِنُواْ بِاللَّهِ وَرُسُلِهِ(So believe in Allah and His Messengers.) Obey Allah and His Messenger and adhere to the law that he legislated for you,وَإِن تُؤْمِنُواْ وَتَتَّقُواْ فَلَكُمْ أَجْرٌ عَظِيمٌ(and if you believe and fear Allah, then for you there is a great reward.)The Censure of Selfishness, and Warning Against it

Allah said,وَلاَ يَحْسَبَنَّ الَّذِينَ يَبْخَلُونَ بِمَآ ءَاتَـهُمُ اللَّهُ مِن فَضْلِهِ هُوَ خَيْراً لَّهُمْ بَلْ هُوَ شَرٌّ لَّهُمْ( And let not those who are stingy with that which Allah has bestowed on them of His bounty (wealth) think that it is good for them. Nay, it will be worse for them.) 3:180Therefore, the Ayah says that the miser should not think that collecting money will benefit him. Rather, it will harm him in his religion and worldly affairs.

Allah mentions the money that the miser collected on the Day of Resurrection,سَيُطَوَّقُونَ مَا بَخِلُواْ بِهِ يَوْمَ الْقِيَـمَةِ(the things that they stingy with shall be tied to their necks like a collar on the Day of Resurrection.)Al-Bukhari recorded that Abu Hurayrah said that the Messenger of Allah ﷺ said,«مَنْ آتَاهُ اللهُ مَالًا فَلَمْ يُؤَدِّ زَكَاتَهُ، مُثِّلَ لَهُ شُجَاعًا أَقْرَعَ، لَهُ زَبِيبَتَانِ، يُطَوَّقُهُ يَوْمَ الْقِيَامَةِ، يَأْخُذُ بِلِهْزِمَتَيْهِ يَعْنِي بِشِدْقَيْهِ يَقُولُ: أَنَا مَالُكَ، أَنَا كَنْزُك»(Whoever Allah makes wealthy and he does not pay the Zakah due on his wealth, then (on the Day of Resurrection) his wealth will be made in the likeness of a bald-headed poisonous male snake with two black spots over the eyes.

The snake will encircle his neck and bite his cheeks and proclaim, `I am your wealth, I am your treasure.')The Prophet then recited the Ayah,وَلاَ يَحْسَبَنَّ الَّذِينَ يَبْخَلُونَ بِمَآ ءَاتَـهُمُ اللَّهُ مِن فَضْلِهِ هُوَ خَيْراً لَّهُمْ بَلْ هُوَ شَرٌّ لَّهُمْ( And let not those who are stingy with that which Allah has bestowed on them of His bounty think that it is good for them. Nay, it will be worse for them), until the end. Al-Bukhari, but not Muslim, collected this Hadith using this chain of narration, Ibn Hibban also collected it in his Sahih.

Imam Ahmad recorded that `Abdullah said that the Prophet said,«مَا مِنْ عَبْدٍلَا يُؤَدِّي زَكَاةَ مَالِهِ إِلَّا جُعِلَ لَهُ شُجَاعٌ أَقْرَعُ يَتْبَعُهُ، يَفِرُّ مِنْهُ وَهُوَ يَتْبَعُهُ، فَيَقُولُ: أَنَا كَنْزُك»(Every person who does not pay the Zakah due on his wealth, will have his money made into the shape of a bald-headed, poisonous male snake who will follow him. The person will run away from the snake, who will follow him and proclaim, `I am your treasure.')`Abdullah then recited the Ayah in Allah's Book that testifies to this fact,سَيُطَوَّقُونَ مَا بَخِلُواْ بِهِ يَوْمَ الْقِيَـمَةِ(the things that they were stingy with shall be tied to their necks like a collar on the Day of Resurrection.)This was recorded by At-Tirmidhi, An-Nasa'i, and Ibn Majah, and At-Tirmidhi said, "Hasan Sahih."Allah's statement,وَلِلَّهِ مِيرَاثُ السَّمَـوَتِ وَالاٌّرْضِ(And to Allah belongs the inheritance of the heavens and the Earth), means,وَأَنفِقُواْ مِمَّا جَعَلَكُم مُّسْتَخْلَفِينَ فِيهِ(and spend of that whereof He has made you trustees) 57: 7.

Therefore, since all affairs are under Allah's control, then spend from your money so it will benefit you on the Day of Return,وَاللَّهُ بِمَا تَعْمَلُونَ خَبِيرٌ(and Allah is Well-Acquainted with all that you do.) with your intentions and what your hearts conceal.

Ma'arif al-Qur'an

Mufti Muhammad Shafi

Anomalies in the conduct of Jews were mentioned at the beginning of Surah 'Al-` Imran (21-25). The text now reverts back to the same subject. The verses cited above carry related topics. In between, there are words of comfort for the Holy Prophet ﷺ as well as those giving good counsel to Muslims.

Commentary

The first (180) of the seven verses (180-186) appearing here repudiates miserliness and carries a warning for those who practice it.

The Definition of Miserliness and the punishment it brings

In the terminology of the Shari` ah of Islam, miserliness (بُخل Bukhl) refers to the act of not spending that which it is obligatory to spend in the way of Allah. Therefore, miserliness is forbidden (haram). Besides, it carries a stern warning of Hell for its practitioners. As for occasions where spending is not obligatory (wajib) but only recommended (mustahabb), then not spending there is not included under the miserliness which is forbidden. However, this too is called miserliness in its general sense. As said earlier, this kind of miserliness is not forbidden (haram) but against the preferred choice (khilaf aula) it certainly is.

Appearing in Hadith, there is another word - شُّحَّ Shuhh - also used in the sense of بُخل Bukhl or miserliness. By definition, it means not spending what it was obligatory to spend - one may go even farther than that by remaining consumed with greed to increase one's wealth. This then, shall be a crime much more severe than ordinary miserliness. Therefore, the Holy Prophet ﷺ said:لا یَجتمِعُ شُحُّ و ایمانُ فی قَلبِ رَجُلِ مُسلِم ابَداThat is, miserliness (Shuhh) and faith (Iman) can never coexist in the heart of a Muslim. (Qurtubi)The punishment for miserliness بُخُل (Bukhl) mentioned in this verse: 'They shall be forced, on the Doomsday, to put on round their necks the shackles of what they were miserly with' has been explained by the Holy Prophet ﷺ in the following words reported by Sayyidna Abu Hurairah ؓ'Anyone Allah blessed with some wealth and who did not pay the zakah due on it properly will find his or her wealth turn into a deadly snake shackled round the neck chomping at the person's mouth from one to the other end of the lips and saying: 'I am your wealth.

I am your capital gain.' Thereafter, the Holy Prophet ﷺ recited this verse (180). (Al-Nas'i, from Tafsir al-Qurtubi)

Tafsir Muyassar

Ministry of Islamic Affairs, Saudi Arabia

ولا يظنن الذين يبخلون بما أنعم الله به عليهم تفضلا منه أن هذا البخل خير لهم، بل هو شرٌّ لهم; لأن هذا المال الذي جمعوه سيكون طوقًا من نار يوضع في أعناقهم يوم القيامة. والله سبحانه وتعالى هو مالك الملك، وهو الباقي بعد فناء جميع خلقه، وهو خبير بأعمالكم جميعها، وسيجازي كلا على قدر استحقاقه.

Tafsir Ibn Kathir

Hafiz Ibn Kathir

وقوله : ( ولا يحسبن الذين يبخلون بما آتاهم الله من فضله هو خيرا لهم بل هو شر لهم ) أي : لا يحسبن البخيل أن جمعه المال ينفعه ، بل هو مضرة عليه في دينه - وربما كان - في دنياه .ثم أخبر بمآل أمر ماله يوم القيامة فقال : " سيطوقون ما بخلوا به يوم القيامة " قال البخاري :حدثنا عبد الله بن منير ، سمع أبا النضر ، حدثنا عبد الرحمن - هو ابن عبد الله بن دينار - عن أبيه ، عن أبي صالح ، عن أبي هريرة قال : قال رسول الله صلى الله عليه وسلم : " من آتاه الله مالا فلم يؤد زكاته مثل له شجاعا أقرع له زبيبتان ، يطوقه يوم القيامة ، يأخذ بلهزمتيه - يعني بشدقيه - يقول : أنا مالك ، أنا كنزك " ثم تلا هذه الآية : ( ولا يحسبن الذين يبخلون بما آتاهم الله من فضله هو خيرا لهم بل هو شر لهم ) إلى آخر الآية .تفرد به البخاري دون مسلم من هذا الوجه ، وقد رواه ابن حبان في صحيحه من طريق الليث بن سعد ، عن محمد بن عجلان ، عن القعقاع بن حكيم ، عن أبي صالح ، به .حديث آخر : قال الإمام أحمد : حدثنا حجين بن المثنى ، حدثنا عبد العزيز بن عبد الله بن أبي سلمة ، عن عبد الله بن دينار ، عن ابن عمر ، عن النبي صلى الله عليه وسلم قال : " إن الذي لا يؤدي زكاة ماله يمثل الله له ماله يوم القيامة شجاعا أقرع له زبيبتان ، ثم يلزمه يطوقه ، يقول : أنا كنزك ، أنا كنزك " .وهكذا رواه النسائي عن الفضل بن سهل ، عن أبي النضر هاشم بن القاسم ، عن عبد العزيز بن عبد الله بن أبي سلمة ، به ثم قال النسائي : ورواية عبد العزيز ، عن عبد الله بن دينار ، عن ابن عمر ، أثبت من رواية عبد الرحمن ، عن أبيه عبد الله بن دينار ، عن أبي صالح ، عن أبي هريرة .قلت : ولا منافاة بينهما فقد يكون عند عبد الله بن دينار من الوجهين ، والله أعلم .

وقد ساقه الحافظ أبو بكر بن مردويه من غير وجه ، عن أبي صالح ، عن أبي هريرة . ومن حديث محمد بن أبي حميد ، عن زياد الخطمي ، عن أبي هريرة ، به .حديث آخر : قال الإمام أحمد : حدثنا سفيان ، عن جامع ، عن أبي وائل ، عن عبد الله ، عن النبي صلى الله عليه وسلم ، قال : " ما من عبد لا يؤدي زكاة ماله إلا جعل له شجاع أقرع يتبعه ، يفر منه وهو يتبعه فيقول : أنا كنزك " . ثم قرأ عبد الله مصداقه من كتاب الله : ( سيطوقون ما بخلوا به يوم القيامة ) .وهكذا رواه الترمذي والنسائي وابن ماجه ، من حديث سفيان بن عيينة ، عن جامع بن أبي راشد ، زاد الترمذي : وعبد الملك بن أعين ، كلاهما عن أبي وائل شقيق بن سلمة ، عن عبد الله بن مسعود ، به . ثم قال الترمذي : حسن صحيح .

وقد رواه الحاكم في مستدركه ، من حديث أبي بكر بن عياش وسفيان الثوري ، كلاهما عن أبي إسحاق السبيعي ، عن أبي وائل ، عن ابن مسعود ، به ورواه ابن جرير من غير وجه ، عن ابن مسعود ، موقوفا .حديث آخر : قال الحافظ أبو يعلى : حدثنا أمية بن بسطام ، حدثنا يزيد بن زريع ، حدثنا سعيد ، عن قتادة ، عن سالم بن أبي الجعد ، عن معدان بن أبي طلحة ، عن ثوبان ، عن النبي صلى الله عليه وسلم ، قال : " من ترك بعده كنزا مثل له شجاعا أقرع يوم القيامة له زبيبتان ، يتبعه ويقول : من أنت ؟ ويلك . فيقول : أنا كنزك الذي خلفت بعدك فلا يزال يتبعه حتى يلقمه يده فيقضمها ، ثم يتبعه سائر جسده " . إسناده جيد قوي ولم يخرجوه .وقد رواه الطبراني عن جرير بن عبد الله البجلي ورواه ابن جرير وابن مردويه من حديث بهز بن حكيم ، عن أبيه ، عن جده ، عن النبي صلى الله عليه وسلم قال : " لا يأتي الرجل مولاه فيسأله من فضل ماله عنده ، فيمنعه إياه ، إلا دعي له يوم القيامة شجاع يتلمظ فضله الذي منع " .

لفظ ابن جرير .وقال ابن جرير : حدثنا ابن المثنى ، حدثنا عبد الأعلى ، حدثنا داود ، عن أبي قزعة ، عن رجل ، عن النبي صلى الله عليه وسلم قال : " ما من ذي رحم يأتي ذا رحمه ، فيسأله من فضل جعله الله عنده ، فيبخل به عليه ، إلا أخرج له من جهنم شجاع يتلمظ ، حتى يطوقه " .ثم رواه من طريق أخرى عن أبي قزعة - واسمه حجير بن بيان - عن أبي مالك العبدي موقوفا . ورواه من وجه آخر عن أبي قزعة مرسلا .وقال العوفي عن ابن عباس : نزلت في أهل الكتاب الذين بخلوا بما في أيديهم من الكتب المنزلة أن يبينوها .رواه ابن جرير . والصحيح الأول ، وإن دخل هذا في معناه . وقد يقال : [ إن ] هذا أولى بالدخول ، والله أعلم .وقوله : ( ولله ميراث السماوات والأرض ) أي : فأنفقوا مما جعلكم مستخلفين فيه ، فإن الأمور كلها مرجعها إلى الله عز وجل . فقدموا لكم من أموالكم ما ينفعكم يوم معادكم ( والله بما تعملون خبير ) أي : بنياتكم وضمائركم .

Tafsir is provided for educational reference. Paragraph breaks are added for readability — the wording of each commentary is unchanged. For religious guidance, consult a qualified scholar.